Kraig began working in the financial services industry in 1994, established KRM Financial Services in 1999, and earned his CFP®, CERTIFIED FINANCIAL PLANNER™, certification in 2003.  When it comes to serving his clients, Kraig often says that, “God gave us two ears and one mouth for a reason.” He believes that listening to each client’s unique situation and asking questions to fully understand their individual needs is key to ensuring KRM clients receive the highest quality, financial advice available. He considers this personalized service vital to building a comprehensive plan with his clients that meet and achieves their personal goals.

Kraig is a financial educator, helping clients integrate wealth preservation and tax reduction strategies into the financial and investment planning process.  His dedication to working together with each client, in addition to his knowledge and experience in retirement planning and other life transitions, has earned him the respect and trust of his clients.  Kraig’s extensive work with women experiencing divorce and with those who have lost a spouse enable him to understand the challenges and concerns created by both the expected and unexpected transitional life event.

Kraig co-founded The Summit Study Group, www.summitstudygroup.com, with the goal of bringing together top personal financial advisors from across the country to share their individual knowledge and experience and achieve a higher level of personal growth and professional development. This elite wealth planning group hosts semiannual meetings featuring noted speakers who share their insight and knowledge.

Kraig earned a Bachelor of Arts degree, Magna Cum Laude, with a major in Chemistry and minors in Math and Biology from Augustana College in Sioux Falls, S.D. Kraig lives in Geneva, Ill., with his wife Debbie and their four children. He makes family time a priority by coaching various youth sports, assisting with extracurricular school functions and making occasional college visits. He enjoys softball, weight training and reading.  Kraig has been actively involved with his church having served on the finance committee as well as chairing pastoral call and scholarship committees.